You’ve seen the national headlines. You’ve heard the speculation about interest rates. The core question on every homeowner's mind is simple: Is my home equity safe, and is now the right time to sell?

The short answer, supported by current local data, is yes, your equity is safe, and the window of opportunity is wide open.

We're cutting through the noise to show you exactly what is happening in Southern Maine (York County) and Seacoast, New Hampshire. The key insight? The market isn't dead—it's merely normalizing, and sellers still hold the advantage.

York County, Maine: Equity Growth Confirmed

The data from Southern Maine provides clear reassurance that home values continue to appreciate strongly, directly protecting your equity.

Maine Market Health Check

• Median Sales Price: $538,000 (A strong 3.5% increase year-to-date). The Takeaway: Appreciation is steady and reliable, confirming sustained demand.
• Closed Sales Volume: Up 3.9% year-to-date. The Takeaway: More transactions are successfully closing now than in the previous period.
• List-to-Sold Price Ratio: 99.3%. The Takeaway: Buyers are consistently paying full asking price.

The Myth of the 'Slow' Market

The only metric that has noticeably increased is the Days on Market (DOM), now sitting at 12 days (up 20% YTD). Does this signal a crash? Absolutely not. It signals normalization. Buyers are simply taking a full two weeks to look at all their options, which is a fair timeline for a major investment. A sale completing in 12 days is still an incredibly fast, seller-favorable market.

Seacoast NH: Resilient Speed and Value

The Seacoast market remains incredibly resilient, characterized by sustained high values and extreme speed.

New Hampshire Market Health Check

• Median Sales Price: $589,360 (Up 1.6% year-to-date). The Takeaway: Values hold firm at a premium level.
• Median Days on Market (DOM): Only 12 Days (Down 2% year-to-date). The Takeaway: The speed of sale remains highly competitive, proving intense buyer demand.

While closed sales are down slightly (suggesting an inventory shortage), the speed and high price point guarantee that any home listed in the Seacoast currently attracts immediate and strong buyer attention.

The Stability Tipping Point

The most significant factor influencing buyer behavior right now is interest rate stability. After a period of volatility, the average 30-year fixed mortgage rate is currently holding firm around 6.27%.

Buyer Comfort: Rates are consistently staying out of the volatile 7% range. Buyers who were waiting for a market crash are now realizing that the 6% range is likely the new normal. They are ready to jump back in.

The Ticking Clock: If rates hold steady or dip slightly lower, the market is poised for an influx of committed buyers.

The Seller's Advantage: Why Act Now

The confluence of stabilizing rates and low inventory creates a perfect storm of advantages for sellers who act immediately:

• Maximum Profit Retention: You are selling into a market that guarantees a 99.3% list-to-sold price ratio. This means less negotiation and maximum profit retention.

• Speed & Convenience: The 12-day DOM ensures a rapid transaction, reducing the stress and inconvenience of having your home on the market for months.

• Low Competition Window: You are listing before the major spring rush. As Maine inventory is already up 9.6% (and expected to rise further), listing now ensures your home stands out among fewer competing properties.

• Guaranteed Equity: You secure the benefit of the 3.5% year-to-date appreciation before any potential market saturation impacts home values.

Conclusion: Seize the Window of Opportunity

The window of opportunity is wide open! The current moment of stability is your strategic advantage. Don't wait for rates to cause a flood of new listings next year, which will diminish the competitive edge you hold today.

If you are interested in selling a home and capitalizing on this stabilized, seller-dominant market, now is the time to act.

Click the link below to schedule a free, no-obligation consultation with us today so we can build your precise selling strategy and ensure your home stands out.